| Debit Card Variant | Daily ATM Withdrawal Limit (Cash) | |-------------------|-----------------------------------| | | ₹25,000 | | Platinum / Millennia | ₹50,000 | | Imperia / Preferred | ₹1,00,000 | | Infinity / World / Regalia | ₹1,00,000 to ₹2,00,000 | | NRO / NRE Accounts (International) | Varies (typically ₹50,000 – ₹1,00,000) |
Understanding these limits is crucial to avoid transaction failures, declined ATM requests, or unnecessary penalties. The daily limit at ATMs depends on the debit card variant linked to your account. This limit includes both financial transactions (cash) and sometimes non-financial transactions (like PIN changes, balance inquiries), though cash is the primary component. hdfc bank cash withdrawal limit
HDFC Bank, one of India’s leading private sector banks, imposes specific cash withdrawal limits to ensure security, manage liquidity, and comply with regulatory guidelines (such as Income Tax rules). These limits vary based on the type of account , mode of withdrawal (ATM, branch, debit card), and the variant of the debit card . | Debit Card Variant | Daily ATM Withdrawal
| Account Type | Without PAN (per day) | With PAN (per day) | Monthly Limit (any mode) | |--------------|----------------------|--------------------|--------------------------| | | ₹50,000 | Up to ₹2,00,000 | No fixed cap, but high-value triggers scrutiny | | Current Account | Not allowed typically | Up to ₹5,00,000 or more (based on relationship) | Based on average balance | HDFC Bank, one of India’s leading private sector