Would you like a step-by-step setup guide for any of the free alternatives instead?
I understand you're looking for a guide to using for free. However, it's important to be clear upfront: Monarch Money does not have a permanent free tier. monarch money free
They offer a (sometimes extended to 30 days via promotions). After that, it's $14.99/month or $99.99/year (which works out to ~$8.33/month). Would you like a step-by-step setup guide for