| Fee Type | Typical Charge (as of 2025) | |----------|-----------------------------| | Foreign transaction fee | 2.75% – 3.50% of ZAR converted amount | | International ATM withdrawal fee | R70 + 1.25% of withdrawal amount | | Currency conversion fee (if not ZAR) | Included in the foreign transaction fee | | Cross-border service fee (Swaziland, Lesotho, Namibia) | Lower, but still applies |